{"id":30262,"date":"2025-05-28T18:49:07","date_gmt":"2025-05-28T18:49:07","guid":{"rendered":"https:\/\/golfsustainable.com\/?p=30262"},"modified":"2025-11-25T12:46:45","modified_gmt":"2025-11-25T12:46:45","slug":"climate-change-and-declining-house-prices-florida","status":"publish","type":"post","link":"https:\/\/golfsustainable.com\/en\/climate-change-and-declining-house-prices-florida\/","title":{"rendered":"Climate change causes prices for golf real estate in Florida to fall"},"content":{"rendered":"\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-klozy9b5-bbf3f21ae3111e2c0f409037ca5ef415\">\n.avia-image-container.av-klozy9b5-bbf3f21ae3111e2c0f409037ca5ef415 img.avia_image{\nbox-shadow:none;\n}\n.avia-image-container.av-klozy9b5-bbf3f21ae3111e2c0f409037ca5ef415 .av-image-caption-overlay-center{\ncolor:#ffffff;\n}\n<\/style>\n<div  class='avia-image-container av-klozy9b5-bbf3f21ae3111e2c0f409037ca5ef415 av-styling- avia-align-center  avia-builder-el-0  el_before_av_heading  avia-builder-el-first '  ><div class=\"avia-image-container-inner\"><div class=\"avia-image-overlay-wrap\"><img decoding=\"async\" fetchpriority=\"high\" class='wp-image-30267 avia-img-lazy-loading-not-30267 avia_image ' src=\"https:\/\/golfsustainable.com\/wp-content\/uploads\/2025\/05\/Indian-Creek-Golf-Course-Florida-shutterstock_109904789-1-scaled.jpg\" alt='Drone picture of a golf community in Florida' title='Golf Community Florida'  height=\"924\" width=\"1391\" srcset=\"https:\/\/golfsustainable.com\/wp-content\/uploads\/2025\/05\/Indian-Creek-Golf-Course-Florida-shutterstock_109904789-1-scaled.jpg 1391w, https:\/\/golfsustainable.com\/wp-content\/uploads\/2025\/05\/Indian-Creek-Golf-Course-Florida-shutterstock_109904789-1-300x199.jpg 300w, https:\/\/golfsustainable.com\/wp-content\/uploads\/2025\/05\/Indian-Creek-Golf-Course-Florida-shutterstock_109904789-1-1030x684.jpg 1030w, https:\/\/golfsustainable.com\/wp-content\/uploads\/2025\/05\/Indian-Creek-Golf-Course-Florida-shutterstock_109904789-1-768x510.jpg 768w, https:\/\/golfsustainable.com\/wp-content\/uploads\/2025\/05\/Indian-Creek-Golf-Course-Florida-shutterstock_109904789-1-1500x996.jpg 1392w, https:\/\/golfsustainable.com\/wp-content\/uploads\/2025\/05\/Indian-Creek-Golf-Course-Florida-shutterstock_109904789-1-705x468.jpg 705w\" sizes=\"(max-width: 1391px) 100vw, 1391px\" \/><\/div><\/div><\/div>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-23o95s-8571a234111844aec2bdc1a27881e101\">\n#top .av-special-heading.av-23o95s-8571a234111844aec2bdc1a27881e101{\npadding-bottom:10px;\n}\nbody .av-special-heading.av-23o95s-8571a234111844aec2bdc1a27881e101 .av-special-heading-tag .heading-char{\nfont-size:25px;\n}\n.av-special-heading.av-23o95s-8571a234111844aec2bdc1a27881e101 .av-subheading{\nfont-size:15px;\n}\n<\/style>\n<div  class='av-special-heading av-23o95s-8571a234111844aec2bdc1a27881e101 av-special-heading-h1 blockquote modern-quote  avia-builder-el-1  el_after_av_image  el_before_av_post_metadata '><h1 class='av-special-heading-tag '  >Climate change causes decline of prices for golf real estate in Florida <\/h1><div class=\"special-heading-border\"><div class=\"special-heading-inner-border\"><\/div><\/div><\/div>\n<div  class='av-post-metadata-container av-mb6ooxjp-6f69df411dddca5f304b4cf246844210 av-metadata-container-align-left  avia-builder-el-2  el_after_av_heading  el_before_av_textblock  av-metadata-container-1'><div class='av-post-metadata-container-inner'><span class=\"av-post-metadata-content av-post-metadata-meta-content\"><span class=\"av-post-metadata-content av-post-metadata-modified\"><span class=\"av-post-metadata-modified-date\" >25. November 2025<\/span><\/span><\/span><\/div><\/div>\n<section  class='av_textblock_section av-knumkl01-4392bd9c2248cfe08b179841e2061007 '  ><div class='avia_textblock' ><p>The dream of Florida as a golfing paradise is coming to an expensive end with climate change: over the past twelve months, the Floridian real estate market has gone from being a hotspot for newcomers to a crisis area for owners. A mix of extremely high insurance costs, climate-related risks and stricter regulations is causing prices to fall and uncertainty to rise &#8211; even in previously sought-after residential areas such as golf communities.<\/p>\n<p><strong>Price slide despite boom past<\/strong><\/p>\n<p>Florida has long been considered one of the most dynamic markets in the USA. However, according to data from <a href=\"https:\/\/www.bloomberg.com\/news\/articles\/2025-05-02\/florida-home-prices-post-biggest-decline-in-at-least-13-years?utm_source=chatgpt.com&amp;embedded-checkout=true\"><em>Bloomberg<\/em><\/a> the state recorded the sharpest fall in property prices in more than 13 years in 2024 &#8211; particularly on the southwest coast. The overhang of offers is striking: compared to the previous year, the number of properties for sale rose by 59%. The reason for this is not only a decline in demand, but also an oversupply as a result of a construction boom in previous years.<\/p>\n<p><strong>Insurance costs at record level<\/strong><\/p>\n<p>A key problem: insurance costs. For an average home with a replacement value of $350,000, policies rose to over $9,400 per year in 2024 &#8211; an increase of more than 400% since 2019. More and more insurers are withdrawing from the market, leading to a price spiral. In some cases, there are hardly any insurers left for golf properties either &#8211; a problem that homeowners in the fire-threatened Los Angeles region have long been aware of.<\/p>\n<div hcb-fetch-image-from=\"https:\/\/golfsustainable.com\/en\/between-drought-and-top-quality-golf-in-california\/\" class='avia-iframe-wrap'>\n<blockquote class=\"wp-embedded-content\" data-secret=\"LXs9lQ1BJx\">\n<p><a href=\"https:\/\/golfsustainable.com\/en\/between-drought-and-top-quality-golf-in-california\/\">Between drought and top quality: golfing in California<\/a><\/p>\n<\/blockquote>\n<p><iframe class=\"wp-embedded-content\" sandbox=\"allow-scripts\" security=\"restricted\" style=\"position: absolute; visibility: hidden;\" title=\"&#8220;Between drought and top quality: golfing in California&#8221; &#8212; Golf Sustainable\" src=\"https:\/\/golfsustainable.com\/en\/between-drought-and-top-quality-golf-in-california\/embed\/#?secret=yX1dqngNUb#?secret=LXs9lQ1BJx\" data-secret=\"LXs9lQ1BJx\" width=\"600\" height=\"338\" frameborder=\"0\" marginwidth=\"0\" marginheight=\"0\" scrolling=\"no\"><\/iframe><\/div>\n<p><strong>Climate change as a silent catalyst<\/strong><\/p>\n<p>A decisive but often underestimated factor is the climate crisis. Rising sea levels, more frequent storms and flooding increase the risk of structural damage &#8211; and therefore also insurance costs. According to an analysis by the <a href=\"https:\/\/www.ft.com\/content\/f8c00c80-1c41-4796-8f74-9d6f8f87a713\"><em>Financial Times<\/em> <\/a>around 84,000 foreclosures in Florida alone could be attributable to climate-related risks by 2035.<\/p>\n<p><strong>Golf real estate: a market with two faces<\/strong><\/p>\n<p>The parallel development in the golf property segment is interesting. According to the National Golf Foundation, houses on golf courses in the USA generally recorded an average increase in value of around 15% in 2023 &#8211; a clear contrast to the rest of Florida&#8217;s real estate market. Golf properties in Texas or Illinois recorded strong increases in value in 2024, while sales prices for golf properties in Florida fell by up to 43% in some cases. However, luxury communities in Naples, for example, recorded stable property prices.<\/p>\n<p>One thing is certain: a property in Florida, long the Mecca for sun-seeking golfers, is no longer a safe investment. Climate change has turned the Sunshine State into a crisis region in terms of weather.<\/p>\n<\/div><\/section>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-486al01-dd96b39aaa4e177e5ebd9d371910ecfa\">\n@keyframes av_boxShadowEffect_av-486al01-dd96b39aaa4e177e5ebd9d371910ecfa-column {\n0%   { box-shadow:  0 0 0 0 #ededed; opacity: 1; }\n100% { box-shadow:  0 0 10px 0 #ededed; opacity: 1; }\n}\n#top .flex_column.av-486al01-dd96b39aaa4e177e5ebd9d371910ecfa{\nmargin-top:35px;\nmargin-bottom:35px;\n}\n.flex_column.av-486al01-dd96b39aaa4e177e5ebd9d371910ecfa{\nposition:relative;\nleft:1%;\nbox-shadow: 0 0 10px 0 #ededed;\nborder-width:2px;\nborder-color:#e1e1e1;\nborder-style:solid;\nborder-radius:0px 0px 0px 0px;\npadding:30px 30px 15px 30px;\n}\n.avia_transform .flex_column.av-486al01-dd96b39aaa4e177e5ebd9d371910ecfa{\nanimation-duration:5s;\n}\n.responsive #top #wrap_all 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